Philly Ponniah Chartered Wealth Manager

Build intentional wealth
that matches your ambition

I help high earners bridge the gap between earning well and building lasting wealth. No restrictive budgets, no judgment. Just clarity, confidence, and a plan that actually works.

As Seen In

Financial Times The Telegraph Stylist Marie Claire ITV News FT Adviser The Independent

Earning well but not building wealth?

Just because you're good at making money doesn't mean you were taught to be smart with your money. Many high earners feel alone at the top—managing irregular income, complex compensation, or a business that's thriving while personal finances feel chaotic.

  • You earn well but can't explain where it all goes
  • Tax deadlines bring anxiety, not just admin
  • You're brilliant at your work but freeze around money decisions
  • There's a gap between how much you earn and how secure you feel
  • You've been putting off "sorting out finances" for years

The Intentional Wealth Approach

Sustainable wealth isn't built through having a plan alone. I combine technical expertise with the psychological understanding most advisors overlook—because your relationship with money matters as much as the numbers.

01

Uncover Your Money Story

Identify the beliefs and patterns shaping your financial decisions—so you can stop repeating unconscious habits that sabotage your wealth.

02

Clarify What Truly Matters

Discover your values and vision so your money works toward something meaningful—with clear priorities guiding every decision.

03

Build Your Foundation

Create an aligned system for spending and saving. Tax bills paid without stress. Surplus money directed toward investments, not disappearing.

04

Invest & Future-Proof

Grow your wealth strategically—an active portfolio, confidence in retirement, and wealth that compounds while you focus on your work.

What Clients Say

Philly's ability to simplify complexity is truly remarkable. Her elegant yet practical approach transformed my perspective on investing. I felt empowered and armed with a clear plan.

Barbara

FTSE 100 Director

I had been procrastinating for over 10 years. With Philly's support, I now have a strong financial foundation and real peace of mind for my future. Just book her. Do it now.

Dee

Company Director

She identified my blocks with undercharging and overworking. Philly listened, understood and helped me get to the root of my money issues—something no one else has managed!

Izzy

Business Owner

Work With Me

Whether you're a high earner ready for deep partnership or a couple wanting to align on money, there's a path to financial confidence that fits your life.

For Couples

Couple Financial Coaching

Planning a life together or been together for years? These sessions help you get on the same page around money — your stories, your values, and your shared vision. You'll leave with mutual understanding, practical clarity, and the confidence to navigate financial decisions as a team.

£2,500 for four sessions (2 individual, 2 joint) plus a light-touch financial MOT.

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For Parents

Childcare Strategy Session

Navigating the cost of childcare and wondering what makes financial sense for your family? This one-off session gives you clarity on the numbers — so you can make decisions with confidence.

£495

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Hi, I'm Philly

I've been in wealth management since 2011, managing millions for clients. But I realised high earners needed more than investment advice—they needed clarity, relief, and a trusted partner for money conversations they couldn't have with anyone else.

I built my practice specifically for those who feel alone at the top—barristers managing irregular income, executives with complex compensation, entrepreneurs whose business is thriving but personal finances feel chaotic.

I straddle two worlds that rarely meet: technical expertise and psychological understanding. Most advisors have one or the other. I genuinely have both.

14+ Years Experience
CISI Chartered Fellow

Ready to Build Intentional Wealth?

Your money should work as intentionally as you do. Let's create a financial life that feels calm, structured, and completely yours.

Book a Discovery Call →